Legal notice and disclosure

Dow Investment Group, LLC, Dow Publishing Company, Inc., and Dow Software Corporation, hereafter referenced as "companies" or "firms," are incorporated in the State of Maine. Each firm is a separate and independent legal entity.

To the best of their ability, these firms attempt to ensure that all materials presented on this web site are accurate and in compliance with all relevant laws, rules, regulations, and ethical standards to which the companies are subject. Due to the ongoing changes in the laws governing the Internet as a medium, and the dynamic nature of the subject matter of the topics addressed herein, neither the firms nor their agents can accept responsibility for the accuracy, completeness, or suitability of any of the information, opinions, or services provided via this site.

All ideas expressed, all services rendered, and all materials presented via this web site are intended to be strictly educational in nature. Therefore, neither the companies nor their agents render any legal, investment, insurance, or accounting advice or services by means of this site.

For the foregoing reasons, utilization of information from this site is used at your own risk, and you agree not to hold the companies or their agents liable for any damages that you may allege to have incurred as a result of navigating this web site or utilizing any of the information contained herein, either directly or indirectly.

Disclosure: The investment services described on our web site are available only to persons in certain States within the United States. Nothing on our web site shall be considered an offer of our investment services, an offer or solicitation to buy, or an offer to sell a security to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the laws of such jurisdiction. In accordance with SEC requirements, non-U.S. investors may contact us for more information about Dow Investment Group services available to them.

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